Eliminate Your Exposure  TM
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Step 1: The Risk Assessment
Step 2: The Risk Management Plan
What We Do

We will complete a Free Risk Assessment of your companies workers' compensation program. The next step will be to identify the exposures that have been causing your Insurance premiums to skyrocket. In the Solution phase we will provide you with a Risk Management Plan full of strategies to Eliminate Your Exposure.
Who We Are

James T. Culligan & Associates, LLC is a professional Risk Management firm. Our emphasis is on your largest asset, your employees' safety. JTC provides our clients with Risk Management Solutions that will sustain long-term profitability by keeping your employees safe.